PT. Zurich Insurance Indonesia

PT. Zurich Insurance Indonesia


Zurich Financial Services Ltd.. (Zurich) was founded in 1872 and headquartered in Zurich, Switzerland, a business group insurance-based financial services provider with a network internasioanal.

PT Zurich Insurance Indonesia was established in 1991, provides full protection of value-added and risk management.



Coverage / Area Security


Comprehensive


TLO

1. Collision / Collision


The total loss is damage or loss which is estimated repair cost is equal to or more than 75% of the actual price when the car is repaired or is lost due to stolen and not found within 60 days from the occurrence of car theft from such risks.

2. Impact / Conflict

3. Overturning or running off the road / Reversed, skidded off the road

4. Malicous damage / malicious act of another person

5. Theft / Theft

6. Fire / Fire

7. Lightning / lightning

8. Strike / Strike


9. Riot / Riot


10. Civil commotion / Civil commotion


11. Terrorism / Terrorism


12. Sabotage / Sabotage


13. Natural Perils (any geological and Meteorological phenomenon Such as flood, windstorm, earthquake).

Natural disasters (geological and meteorological phenomena such as floods, hurricanes, earthquakes).


14. Third party liability and / or passenger legal liability up to USD 50 million combined single limit of any one accident.

Legal liability to third parties and / or on passengers up to Rp 50,000,000 for the overall per occurrence.


15. Personal accident up to Rp 50,000,000 and medical expenses up to Rp 5,000,000 for the driver and passenger, per car any one accident.

Personal accident up to USD 50,000,000 and medical expenses up to USD 5,000,000 for the driver and passenger, for each car per event.



Additional Warranty:

▪ Car Replacement

▪ Emergency Road Assistance

▪ 24 Hours Towing Service

▪ Rapid Repair

▪ Ambulance

▪ Valet Parking Protection

▪ New for Old (6 month)

▪ Authorized Workshop

▪ 24 Hour Call Center

Remarks:


    * The purpose of the use is not for rent

    * Age max car. for Comprehensive is 10 years and 15 years for the Total Loss Only

    * Non-standard accessories are guaranteed up to 10% of sum assured with a max of USD 50,000,000 (must be declared)

Asuransi Astra - Shariah

In less than 4 years Asuransi Astra - Sharia is able to record achievements through awards Islamic Finance & Islamic Financial Quality Award Award 2006 and making Asuransi Astra - one of the largest Sharia in Indonesia. The financial strength of an insurance company one of which is determined by total assets.
Sharia Insurance

Sharia is a system of mutual insurance bear the risk among the participants, so that between each other to be the insurer of the risks that arise with the principle of helping each other in goodness by way of grant funds each tabarru 'or benevolence fund. Tabarru funds' are granted by the participants to the pool of fund participants and their management as mandated by law insurance to insurance companies by paying some fee or ujroh, known also as the property fund manager.

The concept of helping among these participants in the Islamic insurance is a solution to avoid the uncertainty - will gharar element of risk and magnitude of risks that exist in conventional insurance purchase and sale transactions that are running today.

Broadly speaking, there are several things that distinguish Islamic insurance with conventional insurance that is in terms of concept, used by contract, ownership of funds, source of payment of claims, distribution of profits, cancellation of insurance policies and the supervisory board in its management, as follows:
The concept of risk sharing between a participant with other participants
Akad Please-help
Fund Ownership Fund of participants in part will become the property of the participants, partly to the company as a fiduciary in managing these funds
Source of Payment Claims From tabarru account 'which is owned by the fund participants
Benefits can be divided between the company and participants in the form of gifts (according to the principles of treaty) *
Cancellation Insurance Insured obtain a daily pro rata refund of premium
DPS (Sharia Supervisory Board)

There is to oversee the management, products and investment funds to be managed in accordance with Islamic principles

* Conditions apply

Privileges Asuransi Astra Sharia

Privileges given product - the product of Islamic Insurance Islamic Insurance Astra is a reassuring, Fair and Profitable.
Reassuring:

In addition to providing insurance benefits such as security and protection, Islamic insurance also provides a sense of security because it is free from the things forbidden in Islamic law such as gharar (uncertainty) and riba (interest).
Fair:

Participants who cancel a policy within the period of coverage will get a return of contributions / premiums are prorated daily for the period of insurance that is not already running.
Profitable:

The fund invests tabarru '(a collection of fund participants) insurance companies acting as fund manager (mudharib) and participant as the owner of the funds (shahibul mall). Participants have the opportunity to get a bonus in the event of surplus funds tabarru '.
Sharia Insurance Products

Asuransi Astra has a Sharia Unit since mid-2005. During 4 years of its existence has been to provide Islamic insurance products that include Islamic insurance products:

Retail Products:

    * Garda Oto Sharia


Commercial Products:

    * Motor Vehicle Insurance
    * Fire Insurance
    * Heavy Equipment Insurance
    * Personal Accident Insurance
    * Insurance broken into
    * Construction Insurance
    * Machinery Breakdown Insurance
    * Insurance Machinery Installation
    * Marine Cargo Insurance
    * Marine Hull Insurance
    * Insurance Money


Awards that have been received since 2006:

2008: 1st Rank, the best Islamic General Insurance - Karim Business Consulting

2007: Best Syariah 2007 General Insurance category Best Sharia Branch with assets over USD 10 Billion-Investor Magazine

2006: Islamic Finance & Islamic Financial Award Quality Award 2006 - Best Islamic Risk Management General Insurance Rating 1 - Karim Business Consulting.

CAR INSURANCE ACA

Submission Terms ACA Insurance Car Insurance:
Car 1.Umur above in 2004 and over 100 million car prices

Premium Rate:
Car Prices between 100jt-150jt premium rate 2.75%
Car Prices Between 150jt-300jt Premium Rate 2.25%
Car Prices between 300jt-500jt Premium Rate 2%
Car Prices Between 500jt-800jt Premium Rate 1.7%
Car Prices Above 800jt Premium Rate 1.7% Example:
100.000.000x2, 75% = 2.75 million All Risk Otomate, Civil commotion, Flood, Earthquake, Terrorist + Car Replacement

Car Insurance Autocillin

Car insurance is now becomes much easier and without the need to bother anymore. With comprehensive features and competitive premiums, as Autocillin Classic Car Insurance Products Insurance ADIRA pride of always trying to understand all that you desire.

ADIRA Insurance as one of the insurance company is currently leading Automotive sector, supported by many Branch Office Representative and Workshop Network Quality widespread throughout the Region in Indonesia, allowing you to feel secure and calm driving the streets for a year!

On this site, you can do Online Registration - Indonesia - 24 hours a day - 7 days a week, fits perfectly for those who always mobile, and have a little time, whoever you are, Company, Employees, Entrepreneurs, Students, or Housewife though, we are happy, without fatigue, will serve your vehicle and receive data to be processed in ADIRA Insurance.

For the Company for Cars with a certain number of units, we will provide the best offering and compete. Please send your wishes via email. We help!

It's great if we can help you.

Sincerely,

Team AsuransiAutocillin

info@asuransiautocillin.com

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